It said on Wednesday the facility is for employees of the federal and state governments, selected agencies, government-linked companies (GLCs) and statutory bodies. FIXED 1 to 10 years : 4.99% p.a. Subject to credit check and approval, you can borrow any amount between You are required to prepare documents like a clear copy of your NRIC (front and back), latest 1 month salary slip for fixed monthly salary OR latest 3 months salary slips for varied monthly salary, latest EA form, latest 6 months bank statements. • For Cash Out Program, funds will be deposited to customer’s individual AmBank/AmBank Islamic Current or Savings Account/-i. • For Debts Consolidation Program, funds will be directly payoff to required credit cards or loan/financing account. Your monthly installment will consist of a principal amount plus profit charges for the month. Pinjaman peribadi AmBank Islamic ini adalah pembiayaan yang ditawarkan kepada kakitangan sektor awam dan pekerja sektor swasta daripada syarikat-syarikat yang terpilih. for the whole period of borrowing, whereas for non-government applicants, you will be charged a flat and fixed profit rate of 7.90% p.a. The repayment terms are between 2 to 10 years. Applicant must not exceed the age of 60 at the end of the financing tenure.Applicant must be a Malaysian citizen or permanent resident working and residing in Malaysia with a minimum gross salary of RM2,000 per month.Takaful protection is compulsory.There is a rules that only allow customer to have only one credit facility at all times. 1 copy of your Saving Account Passbook or Current Account 19 talking about this. AmBank Islamic Al-Taslif Visa Platinum Card-i Earn up to 2X reward points, enjoy dining and hotel privileges, and get free travel insurance Profit Rate 15.0% p.a When you apply for AmBank Islamic Card Al-Taslif MasterCard Gold Card-i. Apply for AmBank Islamic AmMoneyLine Facility-i with loan approvals up to RM100,000. AmInvest provides Islamic fund management solutions whilst family takaful products are offered by AmMetLife Takaful Berhad. RM5,000 to RM200,000. We will Continue to Serve You. Your amount should be between 2 copies of certified true copy by Head of Department for each payslip or 3 copies for e-pay slip. Get high approved amount and loan tenure up to 35 years. Online Banking. Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application. I'll need to ask you a few more questions to complete your application. Cards; Deposits; Loans & Financing; Islamic; General Insurance; Life Insurance; Family Takaful; Wealth Management; Priority Banking; Business. You will be able to enjoy a flat profit rate of 8.00% up to 11.99% per annum but this is subject to credit review by AmBank Islamic. The AmBank Group was established in 1975 and now has RM 131.7 billion in total assets. late payment fee on the outstanding balance, calculated daily! The one-time premium is calculated from the amount you borrow, the tenure of your loan and your age. AmMoneyLine (Conventional), AmMoneyLine Facility-i (Islamic) and Personal Financing-i (Islamic) are all fixed rate, unsecured personal loans that can help you finance any personal needs. It is a concept widely used by Islamic financial institutions for ‘personal financing’ which is a commonly used term in Islamic banking instead of the term ‘personal loan’ as per conventional banks. Click here to join the AmBank BizRac e now.. Insurance. The profit rate for this Islamic mortgage is variable, which means it is tied to the fluctuation of AmBank Islamic's Base Rate, however it is capped at the ceiling profit rate of 9.99%. Bhd. Open WhatsApp now, How much the bank charges you based on your loan amount & loan period. ~ 11.99% p.a. How Does An Islamic Personal Loan Work? Being Shariah compliant means the loan does not have fixed or floating interest rates or fees (also known as riba, or usury) for the loan of money. AmBank Personal Financing-i adalah salah satu daripada produk pembiayaan peribadi yang ditawarkan oleh AmBank Islamic. Those working in the government-linked companies and private sector too can apply for this Islamic personal loan but will not be enjoying a low profit rate. AmBank Islamic's comprehensive range of Shariah-compliant retail and non-retail banking products and services (including investment, treasury and trade solutions), and delivery channels; continuously evolve in line with market changes. statement where you want your loan to banked-in (front page with name and So the loan is not available for anyone working in the private sector. Select the best product that fits your requirements from the list of recommended personal financing products listed and click on the Apply button. Anda perlu mengemukakan dokumen berikut bagi permohonan pembiayaan anda: 3 salinan Kad Pengenalan (depan & belakang) yang disahkan oleh Ketua Jabatan semasa anda. Malaysia's Bank. Cookies Information AM Bank uses small data files called cookies to offer you a better browsing experience. In order to apply for a new financing, the customer needs to fully settle the existing one. Arif Hire Purchase-i is a hire purchase agreement between a borrower (you) and a financier (the bank). Credit Card. Loans & Financing. AmBank Islamic Personal Financing-i can help you cover your immediate need for cash. You can start repaying your personal financing after the third month of borrowing. Approval from FSA 2013 would be required upon graduation from the sandbox. Home-i is an Islamic semi-flexi loan that is based on the concept of Tawarruq. It is fully complying with Shariah requirements based on the concept of Murabahah Tawarruq (MTQ). Personal Loan The loan that is tailored to your needs. order to ensure a successful personal financing application, you have to provide supporting personal and income documents as follows: Depending on your credit history with other financial institutions because all these information (outstanding credit card, personal loan, home loan or car loan debts) will be captured in CCRIS / CTOS (a system that collect credit information on borrowers, not blacklisting them). Account only words, your salary should be between the age of 21 to 60 to qualify are between to... A better browsing experience will be taken care of by the insurer freebies from AmBank Do balance. Takaful plan is required to cover for this Islamic personal Financing-i here profit for assets purchase-and-resale between to... Amounts from RM2,000 to RM100,000 and repay the loan over 1 to 10 years: Base rate + 2.25 p.a... 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