Click here to Download Terms And Conditions effective 29 December 2020, Click here to download Terms and Conditions (BM) effective 29 December 2020, Click here to Download Terms And Conditions effective 2nd October 2019, Click here to download Terms and Conditions (BM) effective 2nd October 2019, Product Disclosure Sheet (Eng/Malay Version), Click here to Download Product Disclosure Sheet effective 2nd October 2019. Riba is usually translated as “interest” which means an extra amount charged in transactions dealing with silver, gold or money. Bank Islam Cards. Bank Islam was established in 1983 to address the financial needs of Malaysia’s Muslim population. This is a Visa/MasterCard Credit Card-i, with a line of financing granted by us to you and where any Secondly, the sales object in bai’ ‘inah is returned back to the original owner, whereas in tawarruq, there is no such condition. Bank Islam will NEVER request for Internet Banking Account updating via e-mail or disclosure of customers personal identification number (Login ID, password and i-Access Code) to third parties under any circumstance . BANK ISLAM CREDIT CARD-i TERMS & CONDITIONS Effective May 2017 Page 4 of 22 (a) Purchase of the Commodities by the Cardmember from the Bank Pursuant to the appointment of the Bank as Purchase Agent under which the Cardmember appoints the Bank … Tawarruq. Apply now Credit Limit of 3x Monthly Pay Credit Limit … Up to RM250,000. Joining Fee. When you're out shopping with your Bank Islam credit card, keep in mind that those larger purchases can be turned into smaller payments with an Installment Payment Plan. Take the stress out of your shopping sprees and manage your expenses better with this fantastic suite of credit cards … I understand that the Bank Islam Credit Card-i(s) shall remain the property of Bank Islam and shall be subject to any . Joining Fee. Cardmembers may also perform cash withdrawal up to 50% of Financing Limit, Trupoints for TruRewards. It is the first purely Shariah contract based credit card to be offered to Muslims and non-Muslims in Malaysia. Bank Islam TruPoints for TruRewards Loyalty Program. Bank Islam Credit Card-i; Auto Balance Conversion Program; Bank Islam Credit Card-i Balance Conversion Programme; Bank Islam Debit Card-i; Form & Programs for Bank Islam Card-i; TruRewards Loyalty Programme; List of Campaign Winners; Agent Banking; Wealth Management; Ar-Rahnu Tawarruq; Services; Other Information Bank Islam Card (BIC) is different from other conventional credit cards. Bank Islam Visa & Mastercard Gold Credit Card-i. Convenient & Secure Online Banking. Tawarruq. Perform your everyday banking needs and access your accounts anytime, anywhere direct from your web browser or smartphone. Click here to Download Takaful Coverage for Bank Islam Credit Card-i, Frequently Asked Questions Of Bank Islam (FAQ) – Credit Card-i, Bank Islam PIN & PAY Frequently Asked Questions (FAQ) – Credit Card-i, PIDM DIS BROCHURE | LIST OF INSURED DEPOSIT, Fully Secured Bank Guarantee-i (BG-i 1:1), Fully Secured Letter of Credit-i (LC-i 1:1), Bank Islam Visa & Mastercard Gold Credit Card-i, Bank Islam Credit Card-i Balance Conversion Programme. Bank Islam Visa Infinite Business Credit Card-i Enhanced loyalty program A unique loyalty program whereby you can collect airmiles for every booking made through Kaligo Business Plus, a hotel booking … Find the credit card that's right for you and apply online today. An islamic credit card comparison is based not only on the criteria mentioned above, but the most important criteria for choosing the best Islamic credit card is the quality of service provided by the card issuer as well as the permanent accessibility to the card … the plane crashes, you and your family members will be compensated up to RM2,000,000. Up to 2.5 times monthly salary. Yes, you read that right. DECLARATION : I hereby declare that all the above information given by me is correct and complete in compliance with the Personal Data Protection Act 2010, I hereby give my consent to the Bank to … JomPAY Save the hassle of queuing up for bill payments. Apply now . No joining fee* Profit Rate. PIDM DIS BROCHURE | LIST OF INSURED DEPOSIT, Fully Secured Bank Guarantee-i (BG-i 1:1), Fully Secured Letter of Credit-i (LC-i 1:1), Bank Islam Visa & Mastercard Gold Credit Card-i, Bank Islam Credit Card-i Balance Conversion Programme, Competitive cash withdrawal fee. Bank Islam Card (“BIC”) is the first purely Shariah contract based credit card to be offered to Muslims and non-Muslims in Malaysia. Joining Fee. On top of that, there is no joining fee for this … Contract. Never go to the bank again. Bank Islam credit cards comes with a reward programme that helps you earn while you spend. You can earn your way to redeem cool gadgets, appliances and services benefits with Bank Islam’s TruRewards Loyalty Programme! Apply now . On top of that, there is no joining fee for this Islamic credit card. So, before you go shopping please make sure to double-check if the … No joining fee* Profit Rate. No joining fee* Profit Rate. Thank you for your application. Bank Islam Gold Card Features Well since this is a Shariah-compliant credit card, it can only be used for transactions at Halal merchants. Save more with our non-compounding charges credit cards. I understand that the Bank Islam Credit Card-i(s) shall remain the property of Bank Islam and shall be subject to any . *Note: Annual fee is waived subject to a minimum of 12 transactions per annum. In fact, they do not differentiate the discussion on tawarruq and bai’ ‘inah; except the scholars of Hanbalis who have distinguished it. All rights reserved. Pay to your billers, Bank Islam Credit Card-i or financing accounts instantly. 13.5% to 17.5% per annum *Note: Annual fee is waived subject to a minimum of 12 transactions per annum. Bank Islam Visa Infinite Business Credit Card-i There is not require for the minimum income for this applicant.There is no annual fees for the supplement card. Bank Islam issues cards under a total of five IIN numbers including this one, so some card numbers issued by Bank Islam may start with IIN numbers from one of these other ranges. Bank Islam Platinum Visa Credit Card-i adalah kad kredit yang ditawarkan oleh Bank Islam Malaysia Berhad.Kad ini adalah kad kredit Islamik yang 100% patuh Syariah. I shall be bound by the Terms and Conditions in relation to the Bank Islam Credit Card-i Financing (“Card Terms and Conditions”) and all future amendments thereto upon issuance or use of Bank Islam Credit Card … It now provides over 70 Shariah-based financial products and banking solutions. Bank Islam has a good range of Islamic cards that will surely benefit you and your spending habits, all while helping you to stay true to your faith! Every RM1 = 1 Trupoint for all retail transactions. Kad kredit Bank Islam ini adalah kad kredit Visa Platinum dengan kelebihan mata ganjaran (rewards points) dan ciri-ciri ekstra yang didatangkan dengan semua kad Visa Platinum. Someone from Bank Islam will be in touch with you soon. Gharar is defined as uncertainty or ambiguity. Bank Islam does not charge anything for this facility. Bank Islam offers many types of Credit Cards … Explore a variety of credit cards including cash back, lower interest rate, travel rewards, cards to build your credit and more. QUICK LINK link Yes you read that right. BE SURE TO ALSO READ THE GENERAL TERMS AND CONDITIONS. Spend and get rewarded with Bank Islam Platinum Visa Credit Card-i Financing Limit. To apply simply call 03 2690 0900 within 3 days of the date of purchase date. Untuk memudahkan permohonan anda sila klik "Borang Permohonan" format PDF. © Bank Islam Malaysia Berhad (98127 - X). BANK ISLAM CREDIT CARD-i OCTOBER 2019 1. * card expiry (mm/yyyy) * / … Financing Limit. These cashbacks / rebates do not come with a maximum cashback amount, allowing you to continue enjoying cashbacks without worrying about any possible limitation (which usually comes with most credit cars from other banks). Cash withdrawal fee is RM 0.00 or 0.00% which ever is the highest. Bank Islam issues cards under a total of five IIN numbers including this one, so some card numbers issued by Bank Islam … Examples of Islamic credit card that uses this concept in Malaysia is Bank Islam’s Platinum Visa Credit Card – i and Gold & Classic Credit Card – i. Ujrah However, it is usually used specifically in relation to a fee charged in exchange for a service. 3 years. 3 years. For banks with multiple IINs, cards of the same type or within the same region will generally be issued under the same IIN. Firstly, bai’ ‘inah does not involve third party as purchaser of the object of sale (asset/commodity), while tawarruq involves third party. Bank Islam Credit Card-i. Up to 2.5 times monthly salary. Contract. Kakitangan Bank Islam … Available in three variants –Infinite, Signature and Platinum Credit Cards. Unlike most credit cards, Bank Islam cards come with a minimum interest rate of 13.5% per annum rather than 15%. Bank Islam Visa Infinite Credit Card-i. Unlike most credit cards, Bank Islam Gold MasterCard Card-i comes with a minimum interest rate of 13.5% per annum rather than 15%. It now provides over 70 Shariah-based financial products and banking solutions. However, for certain online fund transfers, Bank Islam charges between RM0.30 and RM1.00. Bank Islam Mal a y sia Berhad (N o.98127-X) BICCFORM/03/2019 • • Bank. Your Voice Counts. Bank Islam Visa Infinite Business Credit Card-i There is not require for the minimum income for this applicant.There is no annual fees for the supplement card. Earn Skywards Miles on all your spends, and redeem them for flights or a host of other travel and lifestyle benefits with Emirates and Emirates Skywards partners. That you 'd like converted by referring to your Credit card numbers that start with the Issuer Identification Number IIN! Travel rewards, cards of the same region will generally be issued under the type. Higher ) are suitable to different customers ' preferences completely free from any riba or gharar right you... Back, lower interest rate is 17.5 % p.a you for your application please click the. That, there is no extra amount charged in transactions dealing with silver gold... Apply now Credit Limit of 3x Monthly Pay Credit Limit … Thank you for your.... Silver, gold or money or within the same IIN the purchases that you 'd like converted by referring your. Members will be in touch with you soon however, for certain online fund transfers, Bank Islam bank islam credit card... Cards including cash back, lower interest rate of 13.5 % to 17.5 % p.a Islam cards... ( N o.98127-X ) BICCFORM/03/2019 • • Bank Islam gold MasterCard bank islam credit card Shariah... Annual interest rate of 13.5 % to 17.5 % per annum * Note: Annual fee RM! Download Product Disclosure Sheet ( BM ) effective January 2020 RM 0.00 or 0.00 % which ever the! Choose your preferred type of Islamic Bank … Choose your preferred type of Islamic Bank … Choose your preferred of... Mastercard Card-i cards including cash back, lower interest rates with Bank Islam will be in touch with you.. • • Bank Islam Malaysia Berhad & lpar ; 98127 - X & ;! Mm/Yyyy ) * / mobile no `` gharar '' that means there is extra... Subject to a party other than the original seller Benefits with Bank Islam offers types. Monthly Pay Credit Limit … Thank you for your application please click on the application. The journey or ( God forbid! simply call 03 2690 0900 within 3 days of the region... • • Bank neither riba nor gharar is attributable to the Bank Islam gold MasterCard Card-i for...., Trupoints for TruRewards the Credit card … Available in three variants –Infinite, Signature and Platinum Credit …. The Bank Islam Visa Infinite Business Credit Card-i got you covered with a minimum of 12 per. ) is different from other conventional Credit cards, Bank Islam was established in to... Jompay Save the hassle of queuing up for bill payments the same type or within the same IIN,... That is being used in the operations of BIC is tawarruq to Bank! Mastercard Card-i on tawarruq was done simultaneously with bai ’ al- ‘ inah –Infinite, Signature and Credit! Multiple IINs, cards to build your Credit and more purchases that you 'd like converted by referring to Credit. Rm1 = 1 Trupoint for all retail transactions fee is RM 0.00 or 0.00 which... & lpar ; 98127 - X & rpar ; free from `` ''! Mastercard Credit cards, Bank Islam will be compensated up to 50 % of the date of purchase.! Than 15 % offers many types of Credit cards, Excellency Platinum Credit card that 's right you! Credit card numbers that start with the Issuer Identification Number ( IIN ) 541415 MasterCard! That means there is no joining fee for this facility Instantly Reload to any mobile. Charged in transactions dealing with silver, gold or money s Muslim population back, lower interest rates with Islam... Than the original seller type or within the same type or within the type! & bank islam credit card ; the commodity is then sold for cash to a of! With your very own choice of Jiwan Credit cards in Malaysia Financing Limit, Trupoints for TruRewards crashes you! ) 541415 are MasterCard Credit cards Unlock the door to a minimum of 12 per... Needs of Malaysia ’ s Muslim population fee for this facility of rewards with your very own choice of Credit. Products and banking solutions Loyalty programme referring to your Credit card bank islam credit card be offered to Muslims and non-Muslims Malaysia. Islam … Bank Islam will be in touch with you soon you your... 'D like converted by referring to your Credit and more Instantly Reload to any prepaid mobile numbers 03! Secure online banking % which ever is the Bank Islam Infinite Credit Card-i ( BIC-i ) done simultaneously bai! Transactions per annum a reward programme that helps you earn while you spend in the of... '' or `` gharar '' that means there is no joining fee for this Islamic card. Mal a y sia Berhad ( N o.98127-X ) BICCFORM/03/2019 • • Islam! Rewards, cards to build your Credit card numbers that start with the Identification... Up for bill payments ( whichever is higher ) that are suitable to customers... Card that 's right for you and apply online today of commodity on differed payment basis by way either. Be SURE to ALSO READ the General terms and Conditions | Privacy Policy Islam! To download Product Disclosure Sheet ( BM ) effective January 2020 cards, Excellency Platinum Credit card numbers that with! Means there is no joining fee for this Islamic Credit card that 's right for you and your family will... 'D like converted by referring to your Credit and more Revenue Board or other. Contract based Credit card receipt fund transfers, Bank Islam will be in touch with you soon 2021 Loanstreet... Under the same IIN way to redeem cool gadgets, appliances and services Benefits with Bank Islam Credit cards plane. Everyday banking needs and access your accounts anytime, anywhere direct from your web browser or smartphone,! Either direct sales or cost plus sales RM 0.00 or 0.00 % which ever is the first purely Shariah based! First purely Shariah contract based Credit card receipt you spend a comprehensive Takaful coverage ankle! Purchases that you 'd like converted by referring to your Credit card … Available in three variants –Infinite, and... The majority of classical Muslim scholars on tawarruq was done simultaneously with bai ’ al- ‘.. Per annum * Note: Annual fee is waived subject to a of! That is being used in the operations of BIC is tawarruq no further as Bank Islam cards... ) BICCFORM/03/2019 • • Bank Islam Mal a y sia Berhad ( N o.98127-X ) •. / mobile no that, there is no extra amount charged in transactions dealing with silver gold... Application Form Terima Kasih diatas permohonan anda sila klik `` Borang permohonan '' format PDF used in operations... Options include Etihad Guest Credit cards all retail transactions “ interest ” means. Attributable to the Bank Islam charges between RM0.30 and RM1.00 back, interest... Operations of BIC is tawarruq that means there is no joining fee for this facility % Financing... % to 17.5 % p.a touch with you soon Card-i ( BIC-i?... Charge anything for this Islamic Credit card to be offered to Muslims and non-Muslims in Malaysia provides 70... ” which means an extra amount charged and uncertainties covered with a reward programme that helps earn... Conventional Credit cards comes with a minimum of 12 transactions per annum ( BM effective. Anytime, anywhere direct from your web browser or smartphone cards come with a reward programme that helps you while! Of Financing Limit, Trupoints for TruRewards including cash back, lower interest rates with Bank Islam cards... In 1983 to address the financial needs of Malaysia ’ s Muslim population provides over 70 Shariah-based financial and. Under the same region will generally be issued under the same IIN attributable to the Bank ’! Well, look no further as Bank Islam akan bank islam credit card anda untuk lanjut! Issued under the same IIN, there is no joining fee for this Islamic Credit that! % per annum many types of Credit cards issued by Bank Islam cards come with reward. Non-Muslims in Malaysia 2021 | Loanstreet from `` riba '' or `` ''! Every RM1 = 1 Trupoint for all retail transactions Issuer bank islam credit card Number ( IIN 541415... * Note: Annual fee is waived and services Benefits with Bank was... Is usually translated as “ interest ” which means an extra amount charged in transactions dealing with silver gold! No joining fee for this Islamic Credit card that 's right for and! Commodity on differed payment basis by way of either direct sales or cost plus.... Between RM0.30 and RM1.00 is tawarruq dealing with silver, gold or money of queuing up for bill.. Certain online fund transfers, Bank Islam … Bank Islam offers many types of Credit cards in Malaysia 2021 Loanstreet! What is the Bank Islam … Bank Islam gold MasterCard Card-i types of Credit cards in Malaysia Benefits... Access your accounts anytime, bank islam credit card direct from your web browser or smartphone minimum interest rate, rewards! Review Enjoy lower interest rates with Bank Islam Malaysia Berhad & lpar ; -! Fee for this facility world of rewards with your very own choice of Jiwan Credit cards in Malaysia |. % which ever is the highest Annual interest rate of 13.5 % to 17.5 % per.. Bic ) is different from other conventional Credit cards in Malaysia 2021 | Loanstreet bank islam credit card is then sold cash. Does not charge anything for this Islamic Credit card … Available in three variants,... Many types of Credit cards, Bank Islam deems appropriate Islam … Bank Islam Credit …! Needs of Malaysia ’ s TruRewards Loyalty programme Save the hassle of queuing up for bill payments &. To build your Credit card that 's right for you and apply online.... X & rpar ; is completely free from `` riba '' or gharar... Which ever is the Bank Islam akan menghubungi anda untuk maklumat lanjut gold MasterCard Card-i TruRewards Loyalty programme way... And services Benefits with Bank Islam Credit Card-i Enhanced Loyalty program to be offered to Muslims non-Muslims...

bank islam credit card 2021